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The Swiss Federal Act on Occupational Old Age, Survivors’ and Invalidity Pension Provision (BVG/OPA) requires pension funds to invest the assets of their active members and pension recipients responsibly and in their sole interest. In so doing, they should strive to generate a return sufficient to protect active members and pension recipients against the economic consequences of old age, disability and death, while taking appropriate measures to limit risks at all times. They must also ensure that the promised benefits can always be paid out in a timely manner.

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