Adjustments have already been made to bridging pensions (and IV/AI replacement pensions, where applicable) for women:
Women who draw their retirement pension early can claim a bridging pension up to the reference age, provided the provisions of the staff ordinance or staff regulations allow for this. Those provisions also specify how the funding for the bridging pension is divided up between the employer and the active member.
IV/AI replacement pensions form part of the occupational disability benefits (if the pension regulations make provision for these). Such benefits are funded by the employers. The IV/AI replacement pension runs until, for example, the entitlement to an OASI retirement pension arises.
With immediate effect, funding for the new bridging and IV/AI replacement pensions will be aligned with the reference age applicable from 1 January 2024. Because of their longer terms, new bridging and IV/AI replacement pension claims give rise to increased costs for you as an employer. You are welcome to contact PUBLICA so that we can explain and calculate the new costs for you in detail. Bridging and IV/AI replacement pensions awarded by open pension plans prior to 1 January 2023 have been fully financed and will continue to run until the new reference age.
If you have any questions or would like more information, please contact Market Management at PUBLICA: mmgt@publica.ch, tel. +41 58 485 21 90 (Melih Cirit, Head of Market Management / Actuarial Service).